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| 7 Tips for Choosing the Right Best Car Insurance |
Car insurance should be owned by every owner. Given that a car is an object with a fairly high value, you need to protect it from various losses.
Car insurance itself is an agreement document between a customer and an insurance company to pay premiums within a set period of time.
In this case, the insurance company is obliged to pay the customer's rights in accordance with the mutually agreed agreement. As a customer, what you will get is protection for the car you own.
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That is why, it is highly recommended to have car insurance, the point is not to bear the risk of car damage alone.
Well, when buying car insurance should not be done rashly. Remember, there are premiums that must be paid regularly. Adjust to your abilities and needs.
In addition, make sure you choose the right insurance company. Here are tips for choosing the right car insurance.
1. Do a survey
In choosing an insurance company, you should not be careless, do a survey first to make sure that you choose the best car insurance company.
Usually, the best insurance companies have a large number of customers, their online platform is used by many people and has a collection of quality products.
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Look carefully at each product offered and then do a comparison with other insurance companies. You can also ask for reviews from relatives regarding the insurance company of your choice.
2. Choose the right product
If you have found an insurance company, choose the best car insurance product that best suits your needs and abilities. Usually, you will be offered two types of insurance, namely All Risk and Total Loss Only or TLO.
Insurance with the All Risk system will provide protection in the form of compensation for all types of risks and damages. Meanwhile, TLO insurance offers a replacement system for car owners if the damage is above 75%.
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In order not to make the wrong choice, know in detail every product offered, you can look for information from the internet or reviews from relatives, then don't hesitate to ask the company for details of the products offered.
3. Partner workshop network
The more partner workshop networks the insurance company has, the more choices you will have to choose a repair shop where the car is repaired.
For that, make sure the insurance company you choose has a wide network of partner workshops and is of good quality and licensed.
4. Access and insurance services
When choosing an insurance company, make sure the company has access to services that are easy to contact, especially during an emergency. Choose an insurance company that has a 24-hour call center .
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In addition to access, make sure the services you have are also complete and fast. Today, many car insurance companies provide emergency road safety services, free towing services, and so on.
In fact, there are also insurance companies that can now process claims within one day before the vehicle is referred to the selected partner workshop.
5. Customer complaint ratio
The ratio of customer complaints regarding the car insurance company of your choice is information that must be found out.
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You can dig up the information through online forums or reviews on social media. Pay attention to how many complaints are submitted and what kind of complaints.
Pay attention to how big the level of settlement of customer complaints by the insurance company, the higher the level of settlement, the better the insurance.
6. Cooperation contract
Remember, once you put your signature on the cooperation contract, it means that you have agreed to what is stated in the document and the premium payment process and insurance claim will proceed as stated in the document.
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For this reason, before signing, carefully read the contents of the cooperation contract provided by the insurance company. Make sure what is written as agreed.
7. Showroom recommendations
When making a purchase, usually the showroom will provide the best and most trusted car insurance recommendations.
Well, if you buy a car at mo88i , insurance is included if you make a purchase with the credit method.
Also read: mo88i for Newbie, Buying a Car is Definitely Profitable to Get IDR 2 Million Cashback!
You can choose an insurance company depending on which leasing company is your choice. Each leasing company has its own insurance company partner.
Special for May 2022, there is an insurance bonus, cashback of up to Rp. 2 million, to car maintenance worth millions of rupiah.
Interested? Let 's buy a car at Mo88i now so you don't miss the promo ! mo88i can also be accessed via a smartphone by downloading it on the Playstore or Appstore .
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